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    Friend requests on Facebook may determine loans

    Most Queens College students do not think too much when they accept a friend request, although, a potential Facebook patent may change. Facebook is developing a new technology that, if approved by the U.S Patent and Trademark Office, would allow creditors to use a new system to evaluate a potential borrower’s creditworthiness. It would seek information from a borrower’s Facebook friend list instead of their personal credit history. On Aug. 4, 2015, Facebook filed a U.S patent for a new technology examining “the credit ratings of members of the individual’s social network who are connected to the individual.” Students seeking student loans, based on a student’s credit score and other financial information, could be affected…